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Caribbean Travel Now Requires Insurance, But Is The Minimum Enough?

According to Squaremouth, cancellation coverage has become so important to travelers they are willing to pay more in order to have complete flexibility to cancel. The company has seen a 524% increase in policies purchased with a cancel for any reason upgrade, which allows you to cancel up to two days prior to departure and receive 50% to 75% reimbursement (depending on the plan).

How to Get Better Coverage

The minimum coverage required varies by destination, so it is important that travelers verify their destination’s specific requirements, notes Barto.

“The minimum coverage required by these top destinations typically only offers emergency medical coverage for travelers while they are in the destination. In fact, some of the required policies include medical coverage only for the treatment of coronavirus, so in that case, travelers visiting that destination would not be covered for any other medical emergencies that may occur while on their trip,” she explains.

None of the required coverage for Caribbean destinations offer trip cancellation coverage for travelers. “That means travelers heading to those destinations will not be protected if they fall ill before their trip or need to cancel for another covered reason, including injuries or inclement weather,” Barto says.

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